Legal notices (Group)



  1. Presentation of the site. 

Following the provisions of Law No. 2004-575 of 21 June 2004 on confidence in the digital economy, users of the site are informed of the identity of the various stakeholders in the context of its implementation and monitoring. 

NORMAN K. France publishes the site, a simplified joint-stock company with a capital of 10,000 euros, whose registered office is located at 15 Avenue Matignon – 75008 PARIS, registered with the Paris Trade and Companies Register under number 914 514 641. 

Legal status: 

NORMAN K. France is registered in the Single Register of Intermediaries in Insurance, Banking and Finance (ORIAS) under the registration number N°23002836, under the following regulated activities: 

  • Financial Investment Advisor (CIF) registered with Compagnie CIF, an association approved by the Autorité des Marchés Financiers (AMF), mail address: 17 Place de la Bourse 75082 Paris cedex 02 and internet address: 
  • Insurance Intermediary (IAS) – The Register of Insurance Intermediaries can be consulted at ORIAS, website: 

NORMAN K. Financing is registered in the Single Register of Intermediaries in Insurance, Banking and Finance (ORIAS) under the registration number N° 23004112, under the following regulated activities: 

  • Intermediary in Banking Operations and Payment Services – IOBSP – Registered as a  broker and subject to an obligation to work with several banking institutions whose names can be communicated to you on request 

The activities of IAS and IOBSP are controllable by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) 

Mail address: 4 place de Budapest CS92459 75436 Paris Cedex 09, and website 


The publication director is: Mathieu MERCATI – [email protected] 

Data Protection Officer (DPO): [email protected] 

Community Manager: Pauline VERSAVEL – [email protected] 

Host: Themecloud. Address :  5 Avenue de Clichy 75017 Paris 

Photo credit: Julie Biancardini 


Istock Photos 



  1. General conditions of use of the site and the services offered. 


The continuation of navigation on the site implies unreserved acceptance of the following provisions and conditions of use. 

This site is normally accessible to users at any time. For the proper management of the site, the publisher may at any time: 


  • Suspend, interrupt or limit access to all or part of the site, reserve access to the site, or certain parts of the site, to a specific category of an Internet user; 
  • Delete any information that may disrupt its operation or contravene national or international laws or the rules of Netiquette; 
  • Suspend the site to carry out updates or technical maintenance. 

(The Publisher will then endeavor to communicate to users in advance the dates and times of the intervention.) 


The website is updated regularly by Pauline VERSAVEL. In the same way, the legal notices can be modified at any time: they are nevertheless binding on the user who is invited to refer to them as often as possible in order to become acquainted with them. 


  1. Description of the site and the services provided. 


The purpose of website is to provide information on all of the company’s activities. NORMAN K. France strives to provide on the site information as accurately as possible. However, it cannot be held responsible for omissions, inaccuracies, and deficiencies in the update, whether by itself or by third-party partners who provide it with this information. 

All the information indicated on are given as an indication and is likely to evolve. In addition, the information on the site is not exhaustive. They are given subject to changes that have been made since they were put online. 


  1. Contractual limitations on technical data. 


The site uses JavaScript technology. 

NORMAN K. France cannot be held responsible for material damage related to the use of the site. The connection material to the site that you use is your sole responsibility. You must take all appropriate measures to protect your equipment and data, including virus attacks via the Internet. 


  1. Intellectual Property and Counterfeits. 


All trademarks, photographs, texts, comments, illustrations, images animated or not, video sequences, sounds, as well as all computer applications that could be used to operate this site, and more generally, all the elements reproduced or used on the site are protected by the laws in force under intellectual property. 

NORMAN K. France is the owner of the intellectual property rights or holds the rights of use on all the elements accessible on the site, in particular the texts, still or animated images, graphics, logo, icons, sounds, and software. 

Any reproduction, representation, modification, publication, or adaptation of all or part of the elements of the site, whatever the means or process used, is prohibited without the prior written permission of NORMAN K. France. 

Any unauthorized use of the site or any elements it contains will be considered an infringement and prosecuted by the provisions of articles L.335-2 and following the Intellectual Property Code. 


  1. Limitations of Liability. 


NORMAN K. France cannot be held liable for any direct or indirect damage caused to the user’s equipment when accessing  ,and resulting either from the use of equipment that does not meet the specifications indicated in point 4 or from the appearance of a bug or incompatibility. 

NORMAN K. France can also not be held responsible for indirect damages (such as a loss of market or loss of opportunity) resulting from the use of the site 

Norman K. France cannot be held liable in the event of failure, breakdown, difficulty, or interruption of operation, preventing access to the site or any of its functionalities. 


You are also solely responsible for the sites and data you visit. 

The publisher cannot be held responsible in the event of legal proceedings against you: 


  • due to the use of the site or any service accessible via the Internet; 
  • due to your failure to comply with these terms and conditions. 

The publisher is not responsible for any damage caused to you, third parties, and/or your equipment as a result of your connection or use of the site, and you waive any action against it as a result. 

Interactive spaces (the possibility to ask questions in the contact area) are available to users. NORMAN K. France reserves the right to delete, without prior notice, any content posted in this space that would contravene the legislation applicable in France, in particular the provisions relating to data protection. If necessary, NORMAN K. France also reserves the right to question the civil and/or criminal liability of the user, in particular in the event of a racist, abusive, defamatory or pornographic message, regardless of the medium used (text, photography, etc.). 


  1. Management of personaldata. 


In France, personal data is protected by Law No. 78-87 of 6 January 1978, Law No. 2004-801 of 6 August 2004, Article L. 226-13 of the Penal Code, the European Directive of 24 October 1995, and the General Data Protection Regulation 2016/679 of the European Parliament and of the Council of 27 April 2016. 


On the occasion of the use of, may be collected: the URL of the links through which the user accessed the site , the user’s access provider, and the Internet Protocol (IP) address of the user. 


In any case, NORMAN K. France collects personal information about the user only for the need of certain services offered by the site  and for a limited time prescribed by law. The user provides this information with full knowledge of the facts, particularly when he enters it himself. It is then specified to the user of the site  the obligation or not to provide this information. 


We inform you that the personal data communicated are only used for professional purposes and the sake of knowledge of future candidates and customers of NORMAN K. France. 

By the provisions of Articles 38 and following of Law 78-17 of 6 January 1978 relating to data processing, files, and freedoms, as well as Articles 15 et seq. of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of individuals about the processing of personal data and the free movement of such data,  any user has a right of access, rectification, limitation, erasure, and opposition to personal data concerning him, by making his written and signed request, accompanied by a copy of the identity document with signature of the holder of the document, specifying the address to which the response must be sent, to the following address: 


NORMAN K. France 

To the attention of the DPO 

15 avenue Matignon 

75008 Paris 

Proof of identity may be requested by post to the aforementioned address. 


No personal information of the user of  is published without the user’s knowledge, exchanged, transferred, assigned, or sold on any medium whatsoever to third parties. Only the assumption of the redemption of NORMAN K. France and its rights would allow the transmission of such information to the potential purchaser, who would be given the same obligation to store and modify data concerning the site user 


The CNIL register (Commission Nationale de l’Informatique et des Libertés) can be consulted following Article 47 of Decree No. 2005-1309 of 20 October 2005 adopted for the application of the Law of 6 January 1978, amended on 6 August 2004. 


Databases are protected by the provisions of the Act of 1 July 1998, transposing Directive 96/9 of 11 March 1996 on the legal protection of databases. 


  1. Hypertext links and cookies. 


The site contains several hypertext links to other sites, set up with the authorization of NORMAN K. France. Any information accessible via a link to other sites is not under the control of NORMAN K. France, which declines all responsibility for its content. 

The establishment by you of any hypertext links to all or part of the site is strictly prohibited without the prior written authorization of the publisher, requested by email to the following address: [email protected]. 

The publisher can refuse this permission without having to justify his decision. If the publisher grants his authorization, it is only temporary and may be withdrawn at any time without obligation of justification at the publisher’s expense. 

In any case, any link must be removed at the publisher’s request. 

Browsing the site  is likely to cause the installation of cookie (s) on the user’s computer. A cookie is a small file, which does not allow the identification of the user, but records information relating to the navigation of a computer on a site. The data thus obtained are intended to facilitate subsequent navigation on the site and are also intended to allow various measures of attendance. 

Refusal to install a cookie may result in the impossibility of accessing certain services. The user can, however, configure his computer as follows to refuse the installation of cookies: 


In Chrome: Menu / Settings / Privacy and security section / Content settings / Cookies. 

In Firefox: Menu / Options / Privacy and security / Tracking protection. 

In Internet Explorer: tool tab / internet options. Click Privacy and choose Block all cookies. Validate on Ok. 

In Safari: Settings / Safari / Privacy and security 


  1. Applicable law and attribution of jurisdiction. 


Any dispute concerning the use of the site is subject to French law. It is made exclusive attribution of jurisdiction to the competent courts of Paris. 


  1. Glossary. 


User: Internet user connecting, using the aforementioned site. 

Personal information: “information that allows, in any form whatsoever, directly or indirectly, the identification of the natural persons to whom it applies” (Article 4 of Law No. 78-17 of 6 January 1978).